The Answer why I deny the claim

I deny the claim because the Plaintiff did not strive to treat me respect, compassion or integrity...while I went through a debt considation and money management firm they still insisted on the full account to be paid...The Plaintiff found no reason to offer any solution including no discounts or hardship plans and no variety of payment options the plaintiff claimed to have made...Wherefore I (the defendant) request no judgement for $1,336.29 and no cost for the action and any post judgement interest at any rate  I also showed up for court on the 3rd and the plaintiff did not show up...how am I supposed to work this out when I'm being treated like this?

The Answer

It all started a few years back … I always paid my bills, especially my credit cards. Sometimes I could pay them off after using them and then at other times or months I could only pay a minimum. Either way I always made a payment. Then one month my sister was having difficulty making her ends meet, she asked if I could help her out. So I figured missing one months payment wouldn't hurt to much...to my surprise it hurt really bad...within two weeks time I had already gotten a notice in the mail that my account had been turned over to creditors. So I called them up and asked if I could make arrangements to pay what little  was owed...They wouldn't accept any payments smaller than what was owed. So my minimum payment jumped from a double digit number to a triple digit number and they wanted no less at this point...At this point I went with a money management firm to pay off these credit card bills...This went on for a year and the payments instead of going down were actually going up...So then I went to Credit Counseling and tried to make things work...and they told me that I was a good candidate for bankruptcy. So this is where I stand right now...I showed up for court on the 3rd of March and they didn't show up for court like I showed trying to resolve this issue instead I'm being threatened to pay more interest on top of all this!

A typical month for me … Electric  $224.31
                                            Water    $101.78
                                            Gas       $93.08
                                           Cox        $260.79
                                       Walgreens  $375.00
                                        Lincare      $21.93
                                        UKH         $20.47
                                         KMC        $27.71
                                          AT&T       $103.58
                                    Crosswinds    $20.00
                                     Amazon         $28.00
                                                       __________
                                                    $1276.65
On top of all this I have new medical bills that will have to be paid...I've got colon cancer and they said since I don't have any supplemental insurance with my Medicare my bill will be over $7,000 dollars for a start....I'm on Social Security and can't really afford any more bills...Especially if it's interest from a debt that has gotten out of hand...to the point they wouldn't accept any small payments that I can only afford...